Expense ratio is 0.98%, as stated in the Fund's Prospectus dated May 1, 2011.**

*Annualized

**The expense ratio of 0.98% includes indirect expenses that the Fund incurs from investing in the shares of other investment companies.  The indirect fees represent the Fund's pro rata portion of the cumulative expenses charged by the other investment companies.  Without those indirect fees, the Fund's Total Annual Operating Expenses would be 0.95%.

 

Performance data quoted represents past performance; past performance does not guarantee future results. The investment return and principal value of an investment will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. Current performance of the Fund may be lower or higher than the performance quoted. The Fund imposes a 2.00% redemption fee for shares held 60 days or less.  Performance data shown does not reflect the redemption fee.  If it did, total returns would be reduced. 

The Fund's investment objectives, risks, charges and expenses must be considered carefully before investing. The Fund's Prospectus, which may be obtained via the link at the bottom of this page, contains this and other information about the Fund. Please read the Fund’s Prospectus carefully before investing, and call 1-800-366-3863 toll-free for more information.

The Russell 3000, the Standard & Poor's 500 (S&P 500) and the Dow Jones Industrial Average (DJIA) are unmanaged indices commonly used to measure performance of U.S. stocks.  The Russell 3000 Index consists of the largest 3,000 companies, the S&P 500 consists primarily of large-capitalization stocks and the DJIA is comprised of major industrial companies.  Lipper Flexible Fund Index, as defined by Lipper Inc., is composed of funds that allocate investments across various asset classes, with a focus on total return.  The Russell 3,000, S&P 500 and the DJIA indices assume reinvestment of dividends. You cannot invest directly in an index.